中译英,求英语高手,很着急(期末论文中的一段,后天就得交的)。先翻译的先采纳,当然精准也是一个衡量标准。

5、建立和完善评级与授信制度
国有商业银行授信权统一集中于省分行、受信规定十分严格,对A级以上的企业授信多,对于BBB级以下的企业基本上不授信,中小企业得到的授信少,甚至很多中小企业没有得到授信。
中小企业的贷款额小、笔数多、时效性强,有时因流动资金不足,企业无法经营,所以在贷款评级、授信上要区别于大型企业,根据中小企业特点的制定授信制度,合理确定中小企业授信额度。根据不同行业、不同地区实际情况,防止由于信贷授信标准过高而排挤了大部分中小企业在支持对象之外。
中小企业开办由于门槛低,成为我们经济中就业的一支主要力量,但融资难的问题是一个研究的课题。占全国企业总数99%以上的中小企业,所占有的贷款资源不足二成,融资困难正成为限制中小企业发展的瓶颈需要长期关注与支持。

1 个回答

5 Erect and perfect the rating and credit authorizes system

The state-owned commercial bank loan rights fasten on provincial branch, the credit regulation of them is very strict. Enterprises of A level have a lot of credit while the rank of BBB for enterprises basically have few . Small and medium-sized enterprises get less credit, even a lot of medium and small enterprise didn't get credit authorizes.

The loan amounts of Small and medium-sized enterprises are small, high frequency and up-to-date. so, small and medium-size enterprises have to differ from large enterprises in loan rating and credit, and reasonably determine the credit system and loan amount according to the character of Small and medium-sized enterprises.In the fact of different businesses and regions, the credit standards shouldn’t be too high to crowd most of the small and medium-sized enterprises out of the support line.
Due to the low threshold of starting, Small and medium-sized enterprises become a major power of employment. However, the difficult in financing is a research topic. More than 99% of the small and medium-sized enterprises possess the loan resources less than twenty percent, the financing difficulties are becoming the bottleneck of the development of small and medium-sized enterprises, so it still needs long-term attention and support.

有可能不太精准,你可以自己改改哦~